If you have prescription drug coverage through a Medicare Part D plan, you need to know about the coverage gap, also called a donut hole. Most people never reach this gap phase, but it’s still good to know about it so you aren’t blindsided by the costs if you do. ...
If you enrolled in a Medicare Advantage plan or a Medicare Advantage Drug Plan and aren’t happy, you can make a change between January 1 - March 31, 2022. This special enrollment period is only for people who enrolled in a Medicare Advantage plan in 2022 What Can I Do...
The 340B program allows qualified providers, called covered entities, to buy outpatient prescription drugs at a discounted price, known as the “best price” on the market. The average savings in pharmacy costs for covered entities is between 25-50%, according to the...
As we welcome in the new year, so do pharmaceutical companies with new increased prices on their prescription medications. Unfortunately, as we all know, this is nothing new, and this year’s median increase according to GoodRx is 5.0% on over 450 drugs so...
This year's Open Enrollment has already surpassed every Open Enrollment since its inception in 2013, with 13.6 million people have signed up for coverages on the Affordable Care Act's exchanges so far, and almost two full weeks remaining. This year, the...
If you are new to the Affordable Care Act (ACA) marketplace or if you just need a refresher, here is a list of the healthcare services that your plan must cover. If you haven't signed up yet, you have until January 15, 2022. Your health coverage would start February...
Over the last 30 years, technology has evolved in ways that we never thought possible. It has made it easier to stay in contact with family and friends, it has given us endless forms of entertainment, and now it is here to...
Medicare Open Enrollment began October 15 and ends December 7, 2021. Many of my family members are covered by Medicare, and like a lot of you, they are confused by all of the options Medicare offers. The mail they get with plan information overwhelms them. They...
Now is the time to get an affordable health plan through the Affordable Care Act (ACA) marketplace. Open enrollment runs until January 15, 2021: If you enroll by December 15, your coverage will start January 1, 2022. If you enroll between December 16-January 15, your...
American Exchange is proud to be a sponsor of the Heroes Outpost at the 2021 RSM Classic being held from November 15th through November 21st. As a thank you to all of the local healthcare heroes, frontlines, and military we are giving away FREE TICKETS to this event,...
When the COVID pandemic first hit the US, most health plans gave their enrollees who got the virus a break. They waived deductibles, coinsurance, and copayments for the treatment of the disease. But many of these waivers have already expired or will expire by the end...
It’s time to pick your 2022 health plan! Open enrollment runs from November 1, 2021, through January 15, 2022. During this time, you can renew your health plan or pick a new plan for 2022. If you have enrolled in a plan with the help of American Exchange, you should...
Part 1 of this series discussed the cost and discriminatory issues members of the LGBTQ+ community face when trying to seek healthcare services. Part 2 provided an overview of how American Exchange helps members of the LGBTQ+ community find the right Federal...
Part 1 of this series discussed the cost and discriminatory issues members of the LGBTQ+ community face when trying to seek healthcare services. This post shows how American Exchange’s enrollment specialists find affordable Federal marketplace insurance coverage that...
More than 30% of LGBTQ+ Americans faced discrimination of some kind in the past year, including more than 60% of transgender individuals, according to a survey of 1,528 self-identified LGBTQ adults aged 18 and older conducted between June 9-30, 2020 by the Center for...
The Covid-19 pandemic is hitting County Health Departments, Federally Qualified Health Centers, and Community Based Organizations hard, especially within rural communities. Unsubmitted and unpaid Covid-19 claims are piling up and administration is finding it difficult...
Sexually transmitted infections (STIs) have reached epidemic proportions across the United States, according to the CDC’s Sexually Transmitted Disease Surveillance, 2019 report. Like many states, California’s rates are outpacing the national average for the top three...
In Part 1 of this series, we discussed the rise in the number of HIV-reported cases among people who inject drugs. In this blog, we’ll look at how the increase in substance abuse could lead to the further spread of HIV and the impact of intravenous drug use on overall...
The CDC estimated that at the end of 2018, 1.2 million Americans were living with HIV; 186,500 of those cases were a result of intravenous drug use (HIV Surveillance Report, 2020). This is a growing trend, as 2,492 newly diagnosed HIV cases were reported among people...
The American Rescue Plan, which became law on March 11th, makes buying healthcare coverage through the Affordable Care Act (ACA) more affordable for a lot more people. The law expands the premium tax credits available for everyone, including those in higher income...
