If you have prescription drug coverage through a Medicare Part D plan, you need to know about the coverage gap, also called a donut hole. Most people never reach this gap phase, but it’s still good to know about it so you aren’t blindsided by the costs if you do. ...
health coverage
You Have Until March 31, 2022 to Change Your Medicare Advantage Plan
If you enrolled in a Medicare Advantage plan or a Medicare Advantage Drug Plan and aren’t happy, you can make a change between January 1 - March 31, 2022. This special enrollment period is only for people who enrolled in a Medicare Advantage plan in 2022 What Can I Do...
The 340B Drug Pricing Program is Vital to US Health Equity Efforts
The 340B program allows qualified providers, called covered entities, to buy outpatient prescription drugs at a discounted price, known as the “best price” on the market. The average savings in pharmacy costs for covered entities is between 25-50%, according to the...
Where We Stand with Omicron
With the introduction of each new covid variant, a lot of us are beginning to wonder when or if the pandemic will ever end? And to be honest, there is no correct answer to that question just yet. But we do have the answers to a lot of other questions we didn’t have...
2022’s Prescription Drug Price Hikes (So Far)
As we welcome in the new year, so do pharmaceutical companies with new increased prices on their prescription medications. Unfortunately, as we all know, this is nothing new, and this year’s median increase according to GoodRx is 5.0% on over 450 drugs so...
Record Sign-Ups for Coverages on ACA Marketplaces with 13.9 Million People
This year's Open Enrollment has already surpassed every Open Enrollment since its inception in 2013, with 13.6 million people have signed up for coverages on the Affordable Care Act's exchanges so far, and almost two full weeks remaining. This year, the...
Telehealth: Where Technology & Healthcare Meet
Over the last 30 years, technology has evolved in ways that we never thought possible. It has made it easier to stay in contact with family and friends, it has given us endless forms of entertainment, and now it is here to...
Don’t Get Pressured into Buying a “Junk” Health Insurance Plan
If you’re searching on the internet for a comprehensive health plan to cover all your medical needs in 2022, be careful. You could unknowingly reach out to a company that is pushing a short-term or “junk” health plan, which doesn’t provide full coverage for your...
How to Choose an ACA Healthcare Plan
Choosing an Affordable Care Act (ACA) health plan through the marketplace can be confusing. Start by looking at the plan’s provider network. A network is a group of doctors and other providers across multiple specialties that have a contract to provide...
Get Free Help with ACA Health Plan Costs and Enrollment
Now is the time to get an affordable health plan through the Affordable Care Act (ACA) marketplace. Open enrollment runs until January 15, 2021: If you enroll by December 15, your coverage will start January 1, 2022. If you enroll between December 16-January 15, your...
Open Enrollment 2022: What You Need to Know
Affordable Care Act (ACA) marketplace open enrollment is here. It runs through January 15, 2022. During this time, you can enroll in a health plan for 2022 or switch your current health plan for a new plan. Here are the deadlines: For your health coverage...
AMERICAN EXCHANGE Sponsoring the Heroes Outpost at RSM Classic PGA Tournament
American Exchange is proud to be a sponsor of the Heroes Outpost at the 2021 RSM Classic being held from November 15th through November 21st. As a thank you to all of the local healthcare heroes, frontlines, and military we are giving away FREE TICKETS to this event,...
Getting COVID Can Hurt Your Wallet Too
When the COVID pandemic first hit the US, most health plans gave their enrollees who got the virus a break. They waived deductibles, coinsurance, and copayments for the treatment of the disease. But many of these waivers have already expired or will expire by the end...
Seven Reasons Not to Auto Renew Your ACA Health Plan
It’s time to pick your 2022 health plan! Open enrollment runs from November 1, 2021, through January 15, 2022. During this time, you can renew your health plan or pick a new plan for 2022. If you have enrolled in a plan with the help of American Exchange, you should...
New Updates on Coronavirus
To address the new coronavirus surge, the HHS has released new information on the coronavirus booster shots. According to a joint statement from HHS and medical experts, new data suggests that a booster shot will provide maximum protection against the coronavirus for...
CONNECTING LGBTQ+ INDIVIDUALS WITH INCLUSIVE HEALTH BENEFITS: PART 2
Part 1 of this series discussed the cost and discriminatory issues members of the LGBTQ+ community face when trying to seek healthcare services. This post shows how American Exchange’s enrollment specialists find affordable Federal marketplace insurance coverage that...
CONNECTING LGBTQ+ INDIVIDUALS WITH INCLUSIVE HEALTH BENEFITS: PART 1
More than 30% of LGBTQ+ Americans faced discrimination of some kind in the past year, including more than 60% of transgender individuals, according to a survey of 1,528 self-identified LGBTQ adults aged 18 and older conducted between June 9-30, 2020 by the Center for...
Ohio Health Organizations Struggling With Covid-19 Billing Backlogs
The Covid-19 pandemic is hitting County Health Departments, Federally Qualified Health Centers, and Community Based Organizations hard, especially within rural communities. Unsubmitted and unpaid Covid-19 claims are piling up and administration is finding it difficult...
Rising STI Rates Impact Californians of all Ages
Sexually transmitted infections (STIs) have reached epidemic proportions across the United States, according to the CDC’s Sexually Transmitted Disease Surveillance, 2019 report. Like many states, California’s rates are outpacing the national average for the top three...
HIV Cases Among Intravenous Drug Users Increase During COVID Epidemic Part 2: Comorbidities
In Part 1 of this series, we discussed the rise in the number of HIV-reported cases among people who inject drugs. In this blog, we’ll look at how the increase in substance abuse could lead to the further spread of HIV and the impact of intravenous drug use on overall...