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How American Exchange’s Premium Insurance Assistance Program (PIAP) helps healthcare organizations save money, expand access, and strengthen community care

Many healthcare organizations face the ongoing challenge of serving uninsured patients while managing tight budgets. Without coverage, patients often delay care, skip medications, or struggle to pay for necessary treatments—hurting both their health outcomes and your organization’s financial performance.

That’s where American Exchange’s Premium Insurance Assistance Program (PIAP) comes in. PIAP is designed to help you empower uninsured patients, reduce uncompensated care, and create a more financially resilient organization.


How PIAP Works

Seamless Enrollment & Empowerment
We guide patients through ACA plan selection, analyze prescription formularies, and facilitate enrollment, ensuring they’re connected to the right coverage and care from day one.

We Handle the Premium Payments
Each month, we manage and settle premiums on behalf of patients, providing your organization with a single, verified invoice. This eliminates administrative complexity while ensuring consistent coverage.

Build Steady, Independent Income
When insured patients are prescribed brand-name therapies, your organization can access continuous 340B Rx savings from commercial payers. These savings can be reinvested to expand services, add staff, or fund community health initiatives—reducing reliance on grants.


Why PIAP Matters for Your Organization

  • Unlocks new revenue streams through 340B savings

  • Strengthens patient retention by keeping them covered

  • Reduces uncompensated care and bad debt

  • Aligns with your mission of improving access to care

  • Provides predictable, sustainable financial growth


How American Exchange Can Help

With PIAP, American Exchange becomes your strategic partner—not just an enrollment service. We:

  • Identify eligible uninsured patients for ACA coverage

  • Handle the entire enrollment process from start to finish

  • Manage premium payments so patients stay covered

  • Maximize your 340B program’s potential

  • Provide ongoing client and patient support for lasting results

Let’s make a bigger impact together.
Visit American Exchange to schedule a demo and see how PIAP can strengthen your mission and your bottom line.