This year’s Open Enrollment has already surpassed every Open Enrollment since its inception in 2013, with 13.6 million people have signed up for coverages on the Affordable Care Act’s exchanges so far, and almost two full weeks remaining.
This year, the American Rescue Plan (ARP) has helped make coverages more affordable and accessible for people across the country: 92% of people in HealthCare.gov states who signed up for plans through December 15, 2021, will receive premium tax credits for 2022 coverage.
The 18 State-based Marketplaces (SBMs) that use their own platforms reported to The Centers for Medicare & Medicaid Services (CMS) that through December 11 (week six), almost 3.9 million consumers selected plans or were automatically re-enrolled in a plan for 2022 health coverage. This is up from last year when SBMs reported that 3.4 million consumers made a plan selection in the 15 State-based Marketplaces for 2021, through week six.
“The American Rescue Plan is working to get people across the country connected to health insurance coverage,” said CMS Administrator Chiquita Brooks-LaSure. “Health coverage is more affordable than ever before, and the great news is that people still have until January 15 to sign up. The pandemic has made the need for healthcare coverage clear, and the Biden-Harris Administration has put it in reach of millions of people who previously did not have that peace of mind.”
This year’s Open Enrollment offers the most choice in the Affordable Care Act’s history, with 213 issuers offering coverage through HealthCare.gov, an increase of 32 issuers compared to the 2021 plan year. The average consumer now has between six and seven issuers to choose from, up from four to five issuers in 2021.
Consumers still have time to enroll. The Biden-Harris Administration extended this year’s HealthCare.gov Open Enrollment Period until January 15, 2022, for coverage starting on February 1, 2022, giving consumers an extra month to enroll in affordable and comprehensive coverage.
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Saturday, January 15, is the last day to enroll in a plan through us here at American Exchange during the regular registration period.
If you miss this deadline, you will have to wait until November 1 for another opportunity unless you experience a significant life event (such as a move or the loss of a job) that qualifies you for a special enrollment.
Get in contact with one of our enrollment specialists to help you see if you qualify for any subsidies and get you enrolled in the best plan for you!